Tools & downloads
Practical tools to help you plan your purchase, prepare for a new-build handover and keep your household finances organised.
Irish mortgage calculator
Estimate your monthly mortgage repayment, check the standard deposit requirement and see how your interest rate and mortgage term affect the cost.
1. Property and deposit
If left blank, the calculator subtracts your deposit and assistance from the purchase price.
2. Mortgage details
The income guide uses the standard Central Bank loan-to-income limits. Lenders may apply exceptions and their own affordability checks.
Estimated monthly mortgage repayment
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This is an estimate of principal and interest repayments only. It excludes mortgage protection/life insurance, home insurance, property tax, utilities, fees and other household costs. It assumes the interest rate stays unchanged for the full term and does not account for fees or rate changes.
Irish standard deposit rules shown: 10% for first-time buyers and second/subsequent buyers, and 30% for buy-to-let buyers. These are regulatory limits, not a guarantee of mortgage approval. Some lender allowances and exemptions may apply. Check the Central Bank of Ireland rules.
Home purchase cash planner
Enter your own estimates to organise the other costs involved in buying a home. This is not a mortgage approval or affordability assessment.
Illustrative price less deposit (not a lender quote)
€315,000Cash / funds entered including your other estimates
€48,000Stamp duty and legal costs are user-entered estimates. Ask your solicitor and tax adviser to confirm the correct figures for your circumstances.
New-build snagging checklist
Work through this list during your walk-through. Tick each item and record defects with a photo, location and date.
Download printable snagging checklist (PDF)
Tip: Bring your specification, phone/camera, torch and notepad. Ask the builder how defects should be reported.
Outside & entrance
Walls, ceilings & floors
Kitchen & utility
Bathrooms & plumbing
Electrical, heating & safety
Rooms & handover documents
Record your snags
For each issue, note the room/location, description, photo reference and date reported.
This is a visual checklist, not a structural, electrical, plumbing or legal inspection. Consider an independent qualified snagging inspector. Do not open electrical panels or access unsafe areas.
Free downloadable resources
Save, print or adapt these planning tools. We intend to keep these resources free.
Your First Home Planner
Buying journey, questions, cost checklist, new-build handover, moving and document organisation.
Download free PDF →Home Budget & Renovation Planner
Buying costs, renovation budget, quote comparison, snagging and document tracker.
Download free spreadsheet →New-build snagging checklist
Take a room-by-room checklist to your handover, tick off what you inspect and record defects to raise with the builder.
Download free snagging checklist →Solicitor question checklist
Prepare questions before instructing a solicitor and understand the conveyancing process.
View the questions online →